Loan stock

Gone are the days when grants for communal housing were plentiful. Today those wishing to set up a project have to put a business head on. As a fully mutual Industrial & Provident society registered with the FCA we issue loan-stock rather than shares, and invite interested parties to apply for them from time to time.

We are not currently issuing any loan stock.

How loan stock works - the basics

The system is one of 'fixed-term' loans. In other words, people lend money to the co-op for a set period. The co-op pays interest to the investor 'loan stock holder'. Usually this is paid direct to the investor at the end of each year. At the end of the set period, the investor is paid back in full. The loan stock is not secured on the house but is financed by rental income instead. 

We hope that people who would like to support sustainable projects will be interested in investing with us during our issues.

As an IPS we are also able to accept donations at any time. If you are interested or you have any questions please email loanstock at